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Welcome to Credit Cindy

We focus on personalized credit solutions, credit education, and ongoing support.

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Couple reacting with excitement to a document

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Our Services

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Collection
Someone is calculating bills with a calculator.
Someone is calculating bills with a calculator.

Debt collection involves an agency or company attempting to recover overdue debts from borrowers.

woman in white shirt using Microsoft Surface Laptop 3 in Platinum
woman in white shirt using Microsoft Surface Laptop 3 in Platinum
Young woman holding credit card and smartphone
Young woman holding credit card and smartphone
Late Payments

A late payment occurs when a borrower sends money after the due date or the grace period has passed.

A charge-off is a debt a creditor stops pursuing after the borrower has missed payments for several months.

Charge Off
Doctor shows patient medical scan on tablet.
Doctor shows patient medical scan on tablet.
Medical Bills

A lien is a legal claim on property, recorded with the county, giving the lienholder an interest in it.

a man standing in an office holding a box
a man standing in an office holding a box
A close-up of hands coding a website with black and gold color scheme on the monitor.
A close-up of hands coding a website with black and gold color scheme on the monitor.
Bankruptcy
Credit Monitoring

Bankruptcy is a federal court process to help individuals and businesses eliminate or repay part of their debt.

Credit monitoring is a service that tracks your credit report and alerts you to changes or suspicious activities

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